Reddit pet insurance

pet insurance recommendations? ... Welcome to /r/orangecounty, the Reddit community for all things related to Orange County, California. This is your one-stop-shop for discussions, news, events, and local happenings in this sunny Southern California region. Share your experiences, ask questions, and connect with both locals and visitors alike.Lemonade Pet insurance rates are too good to be true. [Discussion] If anyone here is considering Lemonade pet insurance because they have competitive rates, buyer beware. Last year at this time I shopped around and found them to be the cheapest and they seemed like a reputable, although new company. Nine months into the policy, my dog tears ...Unlike Twitter or LinkedIn, Reddit seems to have a steeper learning curve for new users, especially for those users who fall outside of the Millennial and Gen-Z cohorts. That’s to ...Home Best Pet Insurance Companies By John Dilmore, Jeremy Brown, and Jennifer Lobb | Reviewed by Cynthia Burleson | Updated: Feb. 15, …Pet insurance allows you to secure healthcare coverage for your cat, dog, or other furry friend, making the cost of veterinary care more manageable in a variety of situations. Whil...As a pet owner, you want the best for your furry friend. You want to make sure they are healthy and happy, and that they receive the care they need when they need it. However, acci...Jan 30, 2024 · NerdWallet rating. Fetch earned 4.5 stars out of 5 for overall performance. Formerly known as Petplan, Fetch offers an accident and illness policy with a unique coverage: up to $1,000 in boarding ... Like any insurance, whether it's worth it will come down to your particular risks and risk tolerance - just give the policy a thorough read. For example, a Pug wouldn't be covered for anything related to breathing problems due to being considered a pre-existing or foreseeable condition. 3. stuckinvan.Dec 3, 2023 ... Puppy comes first but get the insurance pretty much the day you pick it up. There may be waiting periods, and some issues may be considered pre- ...I am a proponent of saving up and all, but pet insurance is generally cheap. Accidents and escapes can happen, sadly not everything can be prevented. It might not cover everything, but a pet insurance that covers emergency surgery would cover at least 50% and probably more like 80% of the total cost.I don’t have a recommendation for a certain company, but if you have an executive Costco membership they offer discounts on pet insurance. Might be worth it to check just in case. I guess my opinion is unpopular but I don't have pet insurance for my cats. One is 6 months and the other is almost 2 years old. They did raise prices recently, so for a dog and a cat, I pay like $60 per month for the both. I'm lucky that I've never had to make a claim, but they have an app that apparently is easy to submit claims and track status. I have Embrace pet insurance and so far they've been great. Pet insurance seems to be most worth it while they’re younger to cover accidents, genetic diseases or cancers that can show up before old age and such (for dogs …I adopted him without knowledge of any pre-existing conditions, got pet insurance right away, got hit with $15,000 in vet bills for him expecting insurance to cover much of it, insurance didn’t, lost the insurance because i moved and it was no longer an option, and now in just 1 month, he has had two major vet visits that have added another 2 conditions …Out of pocket, the three visits she had with the specialist would have cost me about $8,000 and with insurance I paid roughly $1700 out of pocket, which included a (not-covered) cleaning while she was sedated. My plan has a $150 deductible, which is an annual deductible (not per visit), and reimburses 90%.I have MetLife pet insurance and find it terrible. They milk us for monthly payments then find paperwork reasons to deny coverage. I am completely dissatisfied. Paid them about $1700 over the past 9 months and are offering $150 on something that cost over $3k. And that is the first money they’ve offered yet. After 5 vets visits and 5 previous ...Pet Insurance makes a really hard decision, much easier. If your dog gets hit by a car, or in my case, swallows long lengths of rope, you're going to be faced with a bill that can easily reach the thousands. Pet Insurance will cover a decent chunk of that (At least VPI did), so it made the decision to provide definitive treatment much easier.Jan 12, 2024 · Costco pet insurance through Figo costs an average of $38 per month, according to a Forbes Advisor analysis of pet insurance costs. That’s for $5,000 of annual coverage, a $250 deductible and 80 ... I have them for my renters insurance. but now that I have called and canceled I don't know how I feel about them after reading their concerns on BBB. at 90% reimbursment, $250 deductable, I was at $37 with healthy paws. and with Lemonade $50,000 max payout $22.75/mo Apr 1, 2023 ... Additional online resources can be found here- https://www.reddit.com/r/dogs/wiki/healthresources .Thank you for making it through to the ...Warning signs that a dog is dying include lack of coordination, severe tiredness, loss of appetite, incontinence and general confusion, according to Best Pet Insurance.Aug 4, 2022 ... I'm with Trupanion for my cat. I got it the day I got him. I pay $39.77/month with a $200 deductible. I have made a total of three claims and ...I got my dog in 2006 and had VPI pet insurance pretty much from the beginning (the Platinum plus plan, which included preventatives), which eventually got bought by Nationwide. In 2016 the now 10 year-old German Shepherd developed a cancerous tumor inside her skull. Nationwide denied all my claims because "pre-existing conditions are not …Figo. Paid $205 for the year for our mixed-breed puppy. $200 deductible and no co-insurance. Had one claim so far, took a pic of my vet bill and submitted it online, the claim was processed within 2 days. They give a discount if you adopted from a shelter or rescue.Don't go with Embrace pet insurance. [Breeds] 🐕 Info. I ended up paying them over $90 a month and then wellness was tapped out on a $25 medication, a blood test, and an initial office visit consult to provide them a statement he was healthy. I ended up cancelling with them after the neuter (which I expected about $400 for as that was what ...For a dog with the same age, same breed (Mixed 31-50 lbs), $5k annual limit, $500 deductible, 80% reimbursement rate, same zip code... Embrace is quoting new customers at $81.77 for 12 years old and $70.22 for 11 years old!! I am paying 50% more than a new customer!!!! I thought I must have made a mistake with the quote.It's not worth it in financial terms - insurers want to make a profit. You'll often be able to underwrite the financial costs yourself, just by putting aside the cost of insurance each month. But you will never get insurance retroactively. No insurer is daft enough to pay out more money with 100% certainty.Pets Best insurance is a scam. I enrolled in Pets Best insurance, and shortly after the waiting period, my pet got sick. She had diarrhea, so I took her to the vet, and that snowballed into finding evidence of other issues. They tried to say she showed symptoms before all this happened! They denied every single claim I submitted.It's not worth it in financial terms - insurers want to make a profit. You'll often be able to underwrite the financial costs yourself, just by putting aside the cost of insurance each month. But you will never get insurance retroactively. No insurer is daft enough to pay out more money with 100% certainty.Put a specific amount each month into an account from the time they are a puppy so when you need it it will be there. AutoModerator. MOD • 2 yr. ago. Hello! It appears that this may be a post regarding a medical concern, due to the sensitive nature of medical advice the mod team manually screens health posts for approval. r/dogs mods may ...Just for context, a lot of people are just sharing anecdotes of how much they spent as evidence that insurance is "worth it". So in your case, spending $10K over the avg life expectancy of a corgi, the break-even point would be keeping lifetime average premiums under $30-$50/mo assuming you had to hit a deductible and it covered 80 percent after that.Most of the time, like 70% of the time, pet insurance is NOT worth it. When she was first enrolled her monthly premium was $60 a month, now at 3 years old it’s been raised to $83. I have a smaller young dog so as they get older and if uou have a bigger one or one prone to health issues it will become more expensive.I still appreciate input about other pet insurance companies in Canada. Specifically; experience for claims when you complain your vet about “itchiness” when puppy was 3-4 months old, but no such symptoms or complains for almost a year after that. Infamous_Secretary28. • 2 yr. ago. I submitted a claim January 8 and it took them 4 …Finding the right insurance coverage can be a daunting task. With so many options available, it can be difficult to know which one is right for you. That’s why Progressive Insuranc...You will absolutely need it. It is extremely important that the policy you choose does not exclude breed-related diseases. Pet insurance doesn't work the same as human insurance. Vets don't accept it. You pay all the medical costs out of pocket up front and the insurance company reimburses you after. 99.Reimbursements 70% – 90%. About: Healthypaws was far and away the most popular pet insurance plan among Reddit users in our research. All customers seem to be big fans and had nothing but good things to say about Healthypaws. Generally, Healthypaws was reported to cover the most in terms of pet injury and illness.Reddit is a popular social media platform that boasts millions of active users. With its vast user base and diverse communities, it presents a unique opportunity for businesses to ...I've been researching for 3 days on which pet insurance will benefit me and my new pup the most. There's so many and so many choices of plans, it's a bit …Pets Best has the cheapest pet insurance policies at $40 monthly on average for $5,000 annual coverage for dogs, based on Forbes Advisor analysis. Lemonade offers the cheapest cat insurance for ... Saved $30,000 on cancer treatment for a dog last year. Another had surgery last week, was reimbursed $5600 out of $6400. Nationwide, highly recommended if your pet is eligible. Golden tore her ACL at 4 and needed replacement. Nationwide paid more than half of the total $6400 bill. We do car insurance through costco, but we opted for a different insurer for pets (we use PetsBest) because costco only offered 70% reimbursement whereas PetsBest offers 90% reimbursement. Our dumb kitten ate a bunch of lilies (deathly poisonous to kitties) and wracked up a $3,000 bill, of which we were ultimately only responsible for for $300.In today’s digital age, having a strong online presence is crucial for the success of any website. With millions of users and a vast variety of communities, Reddit has emerged as o...pet insurance recommendations? ... Welcome to /r/orangecounty, the Reddit community for all things related to Orange County, California. This is your one-stop-shop for discussions, news, events, and local happenings in this sunny Southern California region. Share your experiences, ask questions, and connect with both locals and visitors alike.Quality, affordable pet insurance can help pay for unexpected veterinary bills. As a Costco member, you may be eligible to receive an exclusive discount 1 on plans through Figo Pet Insurance. Pet Health Insurance Less worry for pet parents. For More Information. Call 844-200-2607 or Text 216-250-9231. Get a Quote.The Complete Guide to Pet Insurance in New Zealand. - Who is pet insurance for? - What considerations do you need to know? - Pre-existing conditions as well as a hereditary, congenital, chronic conditions. - How do pet insurance providers in NZ price their products? - How is pet insurance in NZ priced and charged? - Why it’s important to get ... Yes, my cats asthma inhaler costs $300 a month...pet insurance covers it. It's pretty amazing but the key is to get it asap when they are healthy. I spend $1000's a month on them and majority of it is reimbursed. My cat has asthma too and I spend a third of that every few months on a three pack of the steroid inhaler. They did raise prices recently, so for a dog and a cat, I pay like $60 per month for the both. I'm lucky that I've never had to make a claim, but they have an app that apparently is easy to submit claims and track status. I have Embrace pet insurance and so far they've been great. I live in rural Indiana, so vet costs are likely lower here than a lot of other places. The quote I got from PetsBest was the plus plan.. I was thinking $500 deductible with 90% coverage, which would be $24/month For nationwide it would be the major medical plan, with a $250 deductible it would be $34/month. I have read good things about both. But you don't have a max out of pocket for the pet (but each person can decide if they want to spend $10K or $100K on a pet) Best case is you have more than enough in your savings amount and can treat your pet towards end of it's life. Exactly. My pet insurance pays 90% of any costs. Insurance makes it so you don’t have to hesitate to see a vet. It can be totally worth it. Even at break even, it might make sense if you value the monthly predictable amount over the random $800 x ray. With multiple dogs, the math just didn’t really work for me. But I’m still pro insurance for many people.About Embrace pet insurance. 5.0. NerdWallet rating. Embrace earned 5 stars out of 5 for overall performance. Based in Cleveland, Embrace offers popular and comprehensive pet insurance for cats ...4.0. NerdWallet rating. Trupanion earned 4 stars out of 5 for overall performance. Trupanion operates a bit differently than most pet insurers. Instead of offering an annual deductible that you ...Sep 15, 2023 ... I have medium-sized rescue pooch, 4 years old, quite robust, no medical conditions, sterilised. I'm looking for a pet insurance for her that ...ManyPets pet insurance has this in their policy FAQ page: “Unlike many of our competitors, we can cover curable pre-existing conditions once they have been free of symptoms and treatment for 18 months – unless it's a cruciate ligament (CL, CCL, ACL) injury or hip dysplasia. In that case, we will not be able to cover any future claims. The cons of insurance are that you have to pay up front, file claims, and get reimbursed. And you’ll have to meet your deductible. But especially with an adult cat, you’ll be glad to have it, and the deductible is easy to meet — kitty will need blood work, dental, etc, possibly Rx food if she has an issue. Reply reply. Progressive pet insurance through Pets Best costs an average of $38 per month, according to Forbes Advisor’s analysis of pet insurance costs. …Spot is $21.76/mo and Healthy Paws is $21.67/mo. Both plans at this price have a $250 deductible and an 80% reimbursement rate. However Spot has an annual limit of 5k at this price point, and Healthy Paws is unlimited. Spot does have a 10% multi-pet discount Healthy Paws does not offer. On the other hand, Spot may cover a tad more than Healthy ...Like any insurance, whether it's worth it will come down to your particular risks and risk tolerance - just give the policy a thorough read. For example, a Pug wouldn't be covered for anything related to breathing problems due to being considered a pre-existing or foreseeable condition. 3. stuckinvan.Jan 30, 2024 · About Embrace pet insurance. 5.0. NerdWallet rating. Embrace earned 5 stars out of 5 for overall performance. Based in Cleveland, Embrace offers popular and comprehensive pet insurance for cats ... Quality, affordable pet insurance can help pay for unexpected veterinary bills. As a Costco member, you may be eligible to receive an exclusive discount 1 on plans through Figo Pet Insurance. Pet Health Insurance Less worry for pet parents. For More Information. Call 844-200-2607 or Text 216-250-9231. Get a Quote.For a dog with the same age, same breed (Mixed 31-50 lbs), $5k annual limit, $500 deductible, 80% reimbursement rate, same zip code... Embrace is quoting new customers at $81.77 for 12 years old and $70.22 for 11 years old!! I am paying 50% more than a new customer!!!! I thought I must have made a mistake with the quote.I got my dog in 2006 and had VPI pet insurance pretty much from the beginning (the Platinum plus plan, which included preventatives), which eventually got bought by Nationwide. In 2016 the now 10 year-old German Shepherd developed a cancerous tumor inside her skull. Nationwide denied all my claims because "pre-existing conditions are not …13. 60. 60 comments. Best. lilfunky1 • 5 yr. ago. unless you have a specific breed that is prone to being problematic, just self-insure. instead of paying the insurance company $20-30/month, put that $20-30/month into a savings account to pay for stuff that comes up. 35. bstock • 5 yr. ago.Truly unlimited coverage with the world’s fastest payouts. We never limit the amount we pay out, so your pet can always get the best care. The world’s only provider to pay vet bills in real-time at checkout — no waiting, no worries. Over 25 years of helping vets treat pets, with $2 billion paid and counting!Jun 13, 2022 ... But no, Pet Insurance is not worth it. Put the $40 or so dollars per month that you would spend on pet insurance into a (your choice of ...Important to note that pet insurance isn’t like medical insurance in the sense that you can have more than one provider. My pup has Pumpkin and Trupanion as Pumpkin covers normal check ups, vaccines, microchip, and a fecal sample yearly whereas we use Trupanion for emergencies since they’ll pay our vet direct.CompanionCare AKC CompanionCare is the company's base accident and illness plan, which covers cats and dogs. This plan includes options …They cover much of the initial wellness exam and first shots. I have a pretty comprehensive plan that costs me $55/month. I chose a $750 deductible and 90% reimbursement. You can raise or lower your monthly payment via choosing 70-90% reimbursement and, I believe, $200-$750 deductible.steph_not_curry93. • 2 yr. ago. Pets best by Progressive has been amazing. $27 a month and they have reimbursed for 80% of $25K in our dog’s care over the last year without any questions or issues. Alert_Club8448. • 2 yr. ago. Check out Lemonade it’s great.Lemonade Pet insurance rates are too good to be true. [Discussion] If anyone here is considering Lemonade pet insurance because they have competitive rates, buyer beware. Last year at this time I shopped around and found them to be the cheapest and they seemed like a reputable, although new company. Nine months into the policy, my dog tears ...Pets Best insurance is a scam. I enrolled in Pets Best insurance, and shortly after the waiting period, my pet got sick. She had diarrhea, so I took her to the vet, and that snowballed into finding evidence of other issues. They tried to say she showed symptoms before all this happened! They denied every single claim I submitted.Vet bills can rack up easily and you dont know whats going to happen. You could be saving 7K by not getting pet insurance, or you’d be paying 20K overall in the pets life span. Who knows. We use Healthy Paws. $250 Annual deductible, $18/month payment and 80% covered with no cap.Oct 20, 2022 ... Absolutely worth it. If you can afford the $70-100 cost, you should get it. If you can't afford that, just be prepared to be foreced into a ...Nov 6, 2023 ... Pet insurance is great. I strongly recommend it. Only thing I'll add is … it's not 90 percent coverage. I am assuming it's Trupanion and since ... So, the quote is for 2 dogs, 5 and 6 years old. They are Cavalier King Charles Spaniels, which do tend to have health issues later in life, but the quote is $548.16 more per year than my current insurance for the same coverage. The next 9 months will cover the diagnostics. 5 years later you'll have put enough aside to cover the surgery. People with dogs should have insurance and be putting $50-$100 away each month to cover non-emergency medical care. I …ASPCA's waiting period for cruciate ligament issues is significantly shorter than Nationwide’s — just 14 days compared with 12 months. But unlike Nationwide, it doesn’t cover rabbits, guinea ...Feb 21, 2024 · To see how much rates might rise over time, we checked sample quotes from Pets Best, a popular pet insurer, for a medium-sized, mixed-breed dog in Katy, Texas. Here are the monthly prices we found ... Embrace pet insurance is reasonable. We have the plan that’s ~$50/mo. I got the recommendation from a friend who is a tight wad but also loves his dog more than he loves his wife lol. So with those two factors I figured I’d take his advice that Embrace is competitively priced but also provides decent coverage. [deleted] • 2 yr. ago.We pay annually for basic cover, essential care, with low excess, £20 pm for two domestic cats. Your age and Location, pets age and breed all make a difference to pricing. Always pay annually. I've got a 2yo british short hair and paid £100 first year and £120 this year for £2k of cover, per condition. 906 216. r/Costco. • 1 yr. ago Do not buy Figo pet insurance. Just wanted to give a PSA for an insurance product that Costco endorses. I bought Figo pet insurance through Costco for my cat. It appeared to be reasonably well reviewed, and the fact that Costco sold it made me more confident that it was high quality. Boy was I wrong. Pet insurance will not cover pre-existing conditions, and they marked arrhythmia as a pre-existing condition. Fine, so be it. ... I haven't signed into reddit for a while. I got Embrace pet insurance. I paid $40/month for a $500 annual deductible, $30,000 annual maximum with 90% coverage. Meaning, the first $500 each year was on me; after that ...We use BoughtByMany pet insurance. We pay ~£33/month for our 1 year old springer spaniel. It's got a higher per issue annual coverage than PetPlan including the super expensive stuff like CT scans and physiotherapy. The amount your excess increases when they're older is also less than PetPlan.Pet insurance seems to be most worth it while they’re younger to cover accidents, genetic diseases or cancers that can show up before old age and such (for dogs …Pets Best insurance is a scam. I enrolled in Pets Best insurance, and shortly after the waiting period, my pet got sick. She had diarrhea, so I took her to the vet, and that snowballed into finding evidence of other issues. They tried to say she showed symptoms before all this happened! They denied every single claim I submitted.Between the operations, the arthritis meds she required for her last few years ($80 a month), and the euthanasia/cremation, I would probably take out an insurance policy for the first few years (to cover desexing, vaccinations, and any silly puppy antics), while also paying into a pet only savings as well. We currently have Lemonade for our Husky/Shepherd mix and so far so good. We've placed one claim for a routine vet visit and vaccines. The claim was processed in seconds and approved. We received 80% reimbursement and that was direct deposited in about a week. To see how much rates might rise over time, we checked sample quotes from Pets Best, a popular pet insurer, for a medium-sized, mixed-breed dog in Katy, Texas. Here are the monthly prices we found ...It is not worth it. You’ll generally have less than 5-10% of your employee population enroll. And then when they actually find out how poor the coverage is against what they pay into it you’re left dealing with complaints because they don’t do …Get the Reddit app Scan this QR code to download the app now. Or check it out in the app stores   ... Pet insurance policy . I have a dog day care and a client just asked if they can have a copy of my insurance for their records, I said sure but I’m just wondering what parts of my insurance policy i should share with the client ...Dec 15, 2022 ... It's a big scam though that it gets more expensive every year and then they remove things from your policy. I think that's absolutely unfair.Maximum Annual Limit Options. An annual coverage limit is a cap on the pet insurance benefits your insurer will pay in the plan year. Once you reach your coverage limit, you are responsible for ...Wellness Pet Insurance also referred to as Routine Care, is a pet insurance policy or add-on that covers everyday, non-emergency exams, medications, and procedures. Unlike human health insurance, pet insurance typically only covers accidents and injuries. A wellness plan is preventative in nature and pays for vaccines, neutering, routine vet ...Nov 2, 2020 ... You pay a monthly fee and the insurance will cover most of the vet costs except for the deductable. If the pet have to be put down early you do ...With Embrace it's a flat $15k that can be used on anything. I've heard great things about Trupanion and Healthy Paws, but they weren't going to work out for us due to outrageously high monthly premiums and low coverage respectively …The total bill with all visits, meds, and surgery over 6 months was about $8000. Out of pocket because I didn't get insurance then. Now happily paying $20/month/Cat for a $1000 deductible plan from Trupanion, but all future eye injuries are not covered since "prexisting condition". I can pay any incidents under $1000, but another $8000 bill ...Pros. Lower-than-average pet insurance prices for dogs and cats. Add-ons for expenses such as vet visit fees, routine wellness care and dental illness. Accident coverage waiting period of only 2 ...View community ranking In the Top 1% of largest communities on Reddit. Pet insurance deductible . Does anything you pay for your pet (vet wise) go towards a deductible? Example, you take your dog for routine vaccines and they cost $100, and getting spayed/neutered for $400, will those go towards whatever deductible you have for your …$5,000, $10,000, Unlimited 70%, 80%, 90% $100, $250, $500 Why We Picked It Pros & Cons Is Pet Insurance Worth It? Pet insurance can be a good …Jul 10, 2023 ... Sorry you dealing with this, but it is life. Unless you get Pet insurance when the dog was a puppy with no medical history, getting it later is ...If the cost for insurance for routine visits was more than that it wouldn't be worth it. When your cat is older, if the routine visit insurance covers dental cleanings I would 100% do it. Those get expensive fast it's $1,000 - $2,000 according to my vet but that also depends on if they need teeth pulled. The nice thing about routine costs is ...I have MetLife pet insurance and find it terrible. They milk us for monthly payments then find paperwork reasons to deny coverage. I am completely dissatisfied. Paid them about $1700 over the past 9 months and are offering $150 on something that cost over $3k. And that is the first money they’ve offered yet. After 5 vets visits and 5 previous ... Pet insurance seems to be most worth it while they’re younger to cover accidents, genetic diseases or cancers that can show up before old age and such (for dogs especially, but young cats can get into mischief or get cancer too). Dec 8, 2022 ... It's almost $300 per month and they have covered absolutely NONE of my bills. So far I'm 3K deep in bills paid and no reimbursement. None of the ... I have nationwide pet insurance for a senior dog. I paid for the best plan they had -$ 162 a month, and now 192. Recently my dog was diagnosed with sinus cancer and they have they refund me 90% of the costs for the visits I have had. My first bill was $6xx and they gave me like 520$ back and the next was a 700$ bill and they refunded me 6xx back. | Cqzvhgv (article) | Mesofin.