Conceal and carry insurance

A bill that would increase training requirements for concealed-carry applicants is scheduled for a third and final vote in the House on Monday. HB24-1174 would then …Concealed weapon permit exemption to CCW prohibition 25655.Section 25400 does not apply to, or affect, the carrying of a pistol, revolver, or other firearm capable of being concealed upon the person by a person who is authorized to carry that weapon in a concealed manner pursuant to Chapter 4 (commencing with Section 26150 [CCW …The fee for a new permit to carry will be determined by the county sheriff, not to exceed $100. A fee for a renewal permit (applied for before the expiration date of a current permit to carry) will be determined by the county sheriff, not to exceed $75. An additional $10.00 fee will be charged for those applying for a renewal after the ...The places where a person can legally carry a handgun is the specific aspect of the law that the court blocked. For now, handgun owners can carry in nightclubs, theaters, arenas and concert halls, among other locations. In May 2023, another Federal District judge ruled that the insurance mandate found in the law was unconstitutional. …No Permits. No permits are issued, however the state allows concealed carry. Please note that “shall issue” states may not require permits, also making them “constitutional carry” states. If a state issues permits, the state has been categorized first by permit issuance. As of Apr. 14, 2022, Vermont is the only state that never issues ...Sep 29, 2022 · Second Call Defense - Best known for providing a wide range of support services and basic legal coverage. Bail costs up to $250,000. Per diem coverage up to $500 per day. Training and resources. Read More on it.. Or. Get a Deal. 3. USCCA - Best known for its high per diem rates. locked in a container; or; a handgun worn, carried, or transported in compliance with any limitations imposed under § 5–307 of the Public Safety Article, by a person to whom a permit to wear, carry, or transport the handgun has been issued under Title 5, Subtitle 3 of the Public Safety Article (CR 4-111(B)(11)) On September 29, 2023, …Call the Award-Winning Customer Engagement Team at 1-800-674-9779, available 24/7. (All representatives employed by Delta Defense, LLC) Q & A with the USCCA: Get answers to the most frequently asked questions about the USCCA, USCCA Membership benefits, Concealed Carry Magazine and much more!Delta Defense, which runs the U.S. Concealed Carry Association (USCCA) and provides self-defense liability insurance coverage as part of membership in the education and training organization, has ...Right-to-Carry 2019. Right-to-Carry (RTC) laws recognize the right to carry concealed handguns when away from home without a permit, or with a permit issued by a state to an applicant who meets ...The Attorneys On Retainer program is not an insurance plan – it is an attorney/client fee agreement. Many of these companies that offer concealed carry insurance say they can provide significant financial assistance in the aftermath of a self-defense shooting. However, because they are backed by insurance companies, they will likely have ...Nov 27, 2023 · The USCCA (United States Concealed Carry Association) is a membership organization of more than 800,000 responsibly armed members. The U.S. Concealed Carry Association exists to help responsible gun owners like you avoid danger, save lives & keep your family safe. Since its inception in 2003, and together with its flagship publication Concealed ... Aug 21, 2023 · What Is Concealed Carry Insurance? Many Americans are coming to the realization that the best first line of defense is themselves. According to a 2021 article published by U.S. News & World Report, 5 million Americans became gun owners amidst the COVID-19 pandemic 1. And Americans continue to purchase guns at record levels — driven by public ... The death benefit that a life insurance policy pays out is typically tax-exempt. The U.S. tax code provides a specific exemption for the proceeds from life insurance. But it also c...Selecting the right concealed carry handgun is a crucial decision for many gun owners in the United States, balancing factors like size, capacity, reliability, and …Self defense insurance in Arizona or concealed carry liability insurance are insurance policies and/or pre-paid membership plans that help cover your legal expenses if you are ever involved in a situation wherein you have to legally use your firearm in a self-defense situation. An alternative to Self-Defense Insurance is to join a local Legal ...Self defense insurance in Arizona or concealed carry liability insurance are insurance policies and/or pre-paid membership plans that help cover your legal expenses if you are ever involved in a situation wherein you have to legally use your firearm in a self-defense situation. An alternative to Self-Defense Insurance is to join a local Legal ...Summary of Massachusetts Gun Laws. Massachusetts is now a shall-issue state since the Supreme Court’s ruling on the NYSRPA v Bruen case on June 23rd, 2022. Licenses to Carry (LTC) are issued at the local police station or, for non-residents, through the State Police Firearms Records Bureau. A Firearm Identification (FID) card or LTC is ...The United States Concealed Carry Association is an association of over 800,000 responsibly armed members who get self -defense education, training, and self-defense liability insurance as benefits of USCCA membership.Mar 6, 2024 · CCW Safe is our top pick for the best concealed carry insurance. What sets them apart is the price, coverage, and the experts they have on staff. They are also the only company that has successfully defended a self-defense case. CCW Safe has multiple plans for CCW permit holders and non-permit holders. If you own a car, you are generally required to carry a liability policy that will pay for damages you cause if you are at fault in an accident. However, your policy might not prov...Psychology has a fascinating and rich history, filled with amazing advances. But it wasn’t all progress. Psy Psychology has a fascinating and rich history, filled with amazing adva... The truth is that what you don’t know can incarcerate you. Second Call Defense was created to defend against both criminal and civil legal threats that may arise simply as the result of exercising your right to self-defense. We provide legal defense protection no matter what you use to defend yourself – a gun, knife, your car, fists, etc. Sep 29, 2022 · Second Call Defense - Best known for providing a wide range of support services and basic legal coverage. Bail costs up to $250,000. Per diem coverage up to $500 per day. Training and resources. Read More on it.. Or. Get a Deal. 3. USCCA - Best known for its high per diem rates. Most of the CCW “insurance” options out there will pay a retainer up front to your attorney. The amount varies by policy, typically $5,000 – $20,000. The companies then pay the balance after your acquittal, reimbursing you for your costs over that amount up to the policy limit. Limits vary wildly, as do policy fees.McKayla Girardin, Car Insurance WriterApr 14, 2023 Uninsured motorist coverage is a type of car insurance that protects you after an accident caused by a driver who doesn’t carry l...Concealed carry insurance happens to be one of the more affordable types of insurance that is offered. In fact, most premiums cost anywhere from $150 to $400 per year. Do the math, and this translates to anywhere from $12.50 to $33 a month or so. Concealed carry premium costs are dictated by a number of factors, and one of the most significant ...Mar 7, 2024 · Concealed carry insurance, also known as CCW or firearm liability insurance, is a form of low-cost coverage that can provide legal protection if you use your registered firearm in a self-defense situation. As more people carry firearms to keep themselves and their families safe, an increasing number of gun owners are considering the purchase of ... Call the Award-Winning Customer Engagement Team at 1-800-674-9779, available 24/7. (All representatives employed by Delta Defense, LLC) Q & A with the USCCA: Get answers to the most frequently asked questions about the USCCA, USCCA Membership benefits, Concealed Carry Magazine and much more!Concealed carry insurance provides coverage in situations where a legally concealed firearm is involved in self-defense incidents or “stand your ground” uses. Depending on the type of policy you choose, your gun liability insurance will provide you with legal defense, pay damages, attorney retainer, defense costs, and more. ...Aug 13, 2023 · 5 Best Concealed Carry Insurance : By An Insurance Agent. Overwhelmed about which concealed carry insurance provider to choose for your situation? We compare a couple of the most popular options. BY Eric Hung, Founder, CEO and Paul Yen, Esq., Updated August 13, 2023. 132 Comments. Bookmark. We review products independently. Welcome USCCA and US Law Shield Members! Call (855) 639-2297 M-F 8:00AM-5:00PM (Central). CCW Safe is a trusted provider since 2011. 10 Feb 2017 ... HONDA SXS Club Flounder ... I have not heard of it either. Strikes me as an oxymoron. I think of my concealed carry as "insurance".30 Jun 2015 ... From CCW SAFE Terms of Service: "You must have a valid state Concealed Weapon Permit issued to be eligible for any representation from CCW Safe.Concealed Carry (CCW) Information from the Ohio Attorney General about Ohio's Concealed Carry laws and application. The Ohio Attorney General's office offers materials explaining many portions of Ohio's concealed handgun licensing law. Published: August 31, 2022. Source: Ohio Attorney General's Office.Non-residents must apply to the NJ State Police station nearest their geographic location. Constitutional Carry: No. Duty to Retreat: Duty to Retreat before using Deadly Force except when in your dwelling (2c:3-4) Places Off Limits: (1) Any person who knowingly has in his possession any firearm in or upon any part of the buildings or.First up, and our choice for the best overall concealed carry gun – the Smith & Wesson M&P Shield M2.0 Compact. S&W M&P M2.0 Compact 9mm - Concealed Carry - Right Profile. The original Shield revolutionized the concealed carry scene by blending affordability, lightweight design, and reliability. This combination made it arguably the …Jan 26, 2024 · An insurance policy through the United States Concealed Carry Association (USCCA) provides gun owners with liability insurance and criminal defense protection. USCCA insurance covers self-defense incidents involving handguns or other weapons, whether you are on your own property or practicing open or concealed carry on public property. "Concealed carry" means you can publicly carry a legally owned firearm that is hidden from view. Concealed carry is currently legal in all 50 states but some …California CCW Insurance,You're a responsible gun owner and carry to protect yourself and your loved ones, make sure that you're protected in the aftermath. 707-402-8887 [email protected]:03. Louisiana's law-abiding adults soon will be able to legally carry concealed handguns without permits or training after the Legislature gave final passage …The places where a person can legally carry a handgun is the specific aspect of the law that the court blocked. For now, handgun owners can carry in nightclubs, theaters, arenas and concert halls, among other locations. In May 2023, another Federal District judge ruled that the insurance mandate found in the law was unconstitutional. …Call (855) 639-2297 M-F 8:00AM-5:00PM (Central). CCW Safe is a trusted provider since 2011. Self-Defense Support. Deep Expertise. Personal Care. Self-defense coverage that goes beyond the basics with not only legal …The Attorneys On Retainer program is not an insurance plan – it is an attorney/client fee agreement. Many of these companies that offer concealed carry insurance say they can provide significant financial assistance in the aftermath of a self-defense shooting. However, because they are backed by insurance companies, they will likely have ...The Office of the Attorney General offers the following information to help Kansans and visitors better follow the Kansas concealed carry law. If you have additional questions, call the Concealed Carry Licensing Unit at (785) 291-3765 or click here to send us an email. Effective July 1, 2023, the application fee provided by law is $32.50 ...Some CCW insurance providers may require that you take a firearms training course in Missouri. Some of the insurance providers may require that you have a concealed carry permit in states that require them before providing coverage to you. These are just a few of the exclusions that may pertain to your personal defense insurance policy.Psychology has a fascinating and rich history, filled with amazing advances. But it wasn’t all progress. Psy Psychology has a fascinating and rich history, filled with amazing adva...Mar 7, 2024 · Concealed carry insurance, also known as CCW or firearm liability insurance, is a form of low-cost coverage that can provide legal protection if you use your registered firearm in a self-defense situation. As more people carry firearms to keep themselves and their families safe, an increasing number of gun owners are considering the purchase of ... The Insider Trading Activity of BIENKOWSKI CARRIE on Markets Insider. Indices Commodities Currencies StocksFEDS Protection: $300-$400 per year depending on plan coverage, $25,000-$50,000 criminal/up to $250,000 civil-bodily injury and property damage. FOP Retired Law Enforcement Concealed Carry Legal Defense Coverage (CCC): $75 per year for members. The FOP has expanded its plan to unlimited legal defense for civil and criminal claims.USCCA, US Law Shield, and NRA Carry Guard are among the top providers of concealed carry insurance, offering comprehensive coverage and benefits to responsible gun owners. 1. What is concealed carry insurance? Concealed carry insurance provides legal and financial protection for gun owners in the event they have …Concealed Carry (CCW) Information from the Ohio Attorney General about Ohio's Concealed Carry laws and application. The Ohio Attorney General's office offers materials explaining many portions of Ohio's concealed handgun licensing law. Published: August 31, 2022. Source: Ohio Attorney General's Office.Some CCW insurance providers may require that you take a firearms training course in Ohio. Some of the insurance providers may require that you have a concealed carry permit in states that require them before providing coverage to you. These are just a few of the exclusions that may pertain to your personal defense insurance policy.Applications for permits to carry a handgun in New Jersey skyrocketed after a U.S. Supreme Court decision upending the state’s strict firearm laws made it easier to …Mar 1, 2024 · Ultimate Guide To Concealed Carry. By Corey Rawlins Updated on March 1, 2024. Both new gun owners and experienced gun owners alike have struggled with how to begin the concealed carry process. This concealed carry guide is a brief rundown, or checklist, to get you started successfully. Download the USCCA's FREE Concealed Carry Apps: Built for Responsible Gun Owners. Transform your phone into a powerful everyday carry essential when you download these free mobile apps from the USCCA. Discover the self-defense knowledge and firearm training resources you need with Protector Academy App and carry confidently and travel ... Concealed Carry Insurance Options. As of mid-2020, there are 6 main companies offering comprehensive concealed carry/self-defense plans or memberships. Each company offers similar coverage, but there are some differences, so it’s important to take a close look at what they offer before signing up. Freedom Plan. $609 /Year. Best for: You and your spouse living in a Constitutional Carry state without a concealed carry permit. All Criminal and Civil defense costs (covered upfront) $1,500,000 Bond Coverage for Primary - Spouse Included. $1,500,000 Civil Liability Coverage for Primary Member. Multi-state coverage. Learn More. Have concealed carry permits from more than one state? Check out our new Multi-State Permit Tool here! 435k. LICENSES ISSUED. 12.7M. STATE …"Concealed carry" means you can publicly carry a legally owned firearm that is hidden from view. Concealed carry is currently legal in all 50 states but some …As an NRA member, you'll receive NRA's 24/7 defense of your firearm freedoms, an award-winning NRA magazine, valuable insurance coverage, free admission to NRA's annual show, Friends of NRA banquet invitations, and more!We rounded up the best carry-on luggage of the year, including bags from Away, Beis, July and Rimowa. From frequent travelers to fashionistas, there is no "one size fits all" when ...Aug 4, 2023 · Concealed carry insurance, or CCW insurance, is a specialized type of policy designed to cover legal expenses and potential damages arising from a self-defense incident involving a legally carried firearm. As a responsible gun owner, having this insurance can be vital to protect yourself from the financial burden of costly legal battles and ... Concealed carry is a touchy topic with gun owners, and its easy to see why. Here's some info you need to know about places you can't carry a gun. RVs are a great way to see the country, whether you own one or just rent. Here's everything you need to know about staying armed while traveling in an RV. Texas is a Permitless Carry or Constitutional Carry state, which means as long as you meet the following requirements, you can carry a handgun concealed or open in a holster without needing a Texas Concealed Handgun License. at least 21 years old. can legally possess a firearm. have not been convicted within the past five years of misdemeanor ... To enroll in Retired Law Enforcement Officers Concealed Carry Coverage (CCC), please fill out the application at the link below. For immediate assistance, please contact us at 800-341-6038 or [email protected]. The FOP Legal Defense Plan offers an affordable and comprehensive coverage plan. The United States Concealed Carry Association is an association of over 800,000 responsibly armed members who get self -defense education, training, and self-defense liability insurance as benefits of USCCA membership.Minnesota Gun Laws. Concealed Carry is legal in accordance with state laws that regulate the right to carry. No specific statutory restriction. Public postsecondary educational institutions are not authorized to prohibit the lawful carrying or possession of firearms by members of the public who are neither their students nor their employees.U.S. Concealed Carry Association | Born to Protect. AVOID DANGER, SAVE LIVES & KEEP YOUR. FAMILY SAFE. Become a Member Find Training Near Me. Discover How …Apr 11, 2017 · Luke McCoy is the founder of USA Carry. In 2007, he launched USA Carry to provide concealed carry information and a community for those with concealed carry permits and firearm enthusiasts. Concealed carriers know you may have to defend yourself one day. Make sure your concealed carry insurance covers you in the event of a shooting incident. If you own a car, you are generally required to carry a liability policy that will pay for damages you cause if you are at fault in an accident. However, your policy might not prov... Concealed Carry. “Concealed firearm” is a loaded or unloaded handgun which is carried upon a person in such a manner as not to be discernible by ordinary observation ( NRS 202.3653 ), this includes in a carried bag/purse. Concealing a firearm without a permit is a felony. Nevada is not a constitutional carry state. 1. INSTANTLY EMPOWERED. You are covered the moment you sign up! Whether you contact our U.S.-based call center, speak directly with a sales representative at one of …4.9. ( 164) USCCA and CCW Safe used to be ranked as our top two CCW insurance options. However, since USCCA changed their coverage/plan they dropped to #4 and CCW Safe is the clear winner. If you’d like to learn about how USCCA and CCW Safe compare to each other, read on. In this USCCA vs CCW Safe comparison, we’re …Dec 29, 2020 · Concealed Carry Insurance covers two main expenses — retainer for a lawer and trial expenses. Policies Often Cover More Than Legal Expenses. They provide expert resources. Policy costs can vary. You need to know the law and your policy. Let’s look at five things you need to understand when shopping for concealed carry insurance plans. McKayla Girardin, Car Insurance WriterApr 14, 2023 Uninsured motorist coverage is a type of car insurance that protects you after an accident caused by a driver who doesn’t carry l...This video and accompanying blog post (linked below) will help you decide on which concealed carry / self-defense insurance is right for YOU! It highlights ...Mar 7, 2024 · Concealed carry insurance covers a range of situations, including self-defense, negligent discharge, and the use of deadly force. It also covers the use of hands and other objects as weapons as well as firearms, so even if you just carry pepper spray, insurance is something you should consider. Apr 11, 2017 · Luke McCoy is the founder of USA Carry. In 2007, he launched USA Carry to provide concealed carry information and a community for those with concealed carry permits and firearm enthusiasts. Concealed carriers know you may have to defend yourself one day. Make sure your concealed carry insurance covers you in the event of a shooting incident. 2 Oct 2013 ... Company offers insurance for gun owners with conceal carry permits ... ORLANDO, Fla. — A company is offering insurance to defend a person if they' ...Why Is Concealed Carry Insurance More Important Than Liability Insurance? The expense of defending yourself is the most obvious factor. Retaining a lawyer on your own isn’t cheap. Fees for a criminal defense attorney will easily cost, depending on the severity of the charges filed, as much as tens of thousands of dollars. …4.8. ( 12) Second Call Defense is one of a few companies that offer legal protection plans for self-defense – commonly, although inaccurately, called “CCW Insurance” or “Concealed Carry Insurance.”. In this Second Call Defense review, we’re going to explore what they offer for coverage details, whether they meet our “must have ...About. The CCW Safe Defender Plan provides coverage for Concealed Carry Permit holders pursuant to any criminal, civil or administrative legal action stemming from a self-defense incident. A self-defense incident is any incident where force is used pursuant to a reasonable belief that use of deadly force is necessary to protect from imminent ...6 Mar 2019 ... FOP Retired Law Enforcement Concealed Carry Legal Defense Coverage (CCC): $75 per year for members. The FOP has expanded its plan to ...This is where you get the favorite answer of lawyers everywhere…it depends. While it seems like a cop-out, it really does depend on what you want, and what you think you’ll need. Even the staff here at Pew Pew Tactical have gone with different providers to suit our individual needs, ranging from USCCA to … See more The truth is that what you don’t know can incarcerate you. Second Call Defense was created to defend against both criminal and civil legal threats that may arise simply as the result of exercising your right to self-defense. We provide legal defense protection no matter what you use to defend yourself – a gun, knife, your car, fists, etc. you this updated summary of our state’s concealed-carry laws. This edition covers changes made by Ohio Senate Bill 215, which took effect on June 13, 2022. The new law creates two ways to carry concealed. First, it preserves the existing system of training that results in an official concealed-carry license, in the form of a photo ID card.1:03. Louisiana's law-abiding adults soon will be able to legally carry concealed handguns without permits or training after the Legislature gave final passage …Getty. On Jan. 25, 2022, San Jose fired a shot heard ‘round the country. By an overwhelming majority, the city council mandated that homeowners and renters in this wealthy California community ...We rounded up the best carry-on luggage of the year, including bags from Away, Beis, July and Rimowa. From frequent travelers to fashionistas, there is no "one size fits all" when ...Need help finding the perfect plan? Try our Plan Advisor. Find Your Plan Compare Plans. Showing all 8 results. Ultimate Plan. $519 /Year. Best for: A concealed carrier and their …Special permits are required to carry concealed weapons in 46 states that include Massachusetts, California, Florida, Utah and Oklahoma, explains the Law Center to Prevent Gun Viol...It can be quite a hassle to carry a full sheet of plywood on your own, so here's a more convenient way to do it. Expert Advice On Improving Your Home Videos Latest View All Guides ...3. Where can concealed firearms be carried in Illinois? Concealed firearms are allowed in most public areas, such as restaurants, stores, and public transportation, with some exceptions, like schools, government buildings, and certain businesses that have posted signs prohibiting firearms. 4.Automatic protection for your spouse at no extra charge. Each NRA Carry Guard member has his or her own insurance limit ranging from $250,000 to $1,000,000 depending on the level of coverage you choose. Civil defense legal fees in addition to the insurance limit for each membership level. Access to legal assistance and the ability to select ...Concealed carry insurance helps mitigate the financial burden by covering these costs, preventing individuals from facing financial ruin as a result of a self-defense incident. Comprehensive Coverage: Many concealed carry insurance plans offer coverage for both criminal and civil defense, ensuring that individuals are protected on multiple ...This video and accompanying blog post (linked below) will help you decide on which concealed carry / self-defense insurance is right for YOU! It highlights ...USLawShield offers concealed carry insurance for gun owners who want to protect themselves legally. Members get access to a network of attorneys, a 24/7 hotline, legal …Under Minnesota law, individuals must obtain a permit to carry a handgun in public. There is no stipulation in the law regarding whether that weapon must be concealed. A permit to carry constitutes a permit to purchase. To obtain a permit to carry, fill out a Permit to Carry Application and submit it to the sheriff’s office in the county ...Some CCW insurance providers may require that you take a firearms training course in Ohio. Some of the insurance providers may require that you have a concealed carry permit in states that require them before providing coverage to you. These are just a few of the exclusions that may pertain to your personal defense insurance policy.Here’s a quick summary and ranking of the top 6 concealed carry protection options for those of you who are looking for a quick …When the dust settles, having the ability to contact your lawyer to get sound legal advice can be a true lifesaver. For only $14.95 per month, the LegalShield Gun Owners Supplement gives you unlimited consultation with an experienced lawyer in your local area. Your lawyer can answer any gun-related legal questions and help you avoid legal ...Selecting the right concealed carry handgun is a crucial decision for many gun owners in the United States, balancing factors like size, capacity, reliability, and …The death benefit that a life insurance policy pays out is typically tax-exempt. The U.S. tax code provides a specific exemption for the proceeds from life insurance. But it also c...Luke McCoy is the founder of USA Carry. In 2007, he launched USA Carry to provide concealed carry information and a community for those with concealed carry permits and firearm enthusiasts. Concealed carriers know you may have to defend yourself one day. Make sure your concealed carry insurance covers you in the event of a …18 Oct 2021 ... Terms of Service CCW Safe is a Legal Services Subscription Plan (“the Plan”) that protects and serves the best interests of our members before, ...Constitutional Carry Plan: [$299 annually] Covers attorney and investigator fees. Available for non-permit carriers (in constitutional-carry states) Access to the 24-hour emergency hotline. $250 a day coverage for missed work during criminal and civil cases. Covers up to 10 sessions of counseling (up to $4,000)Right to Bear. Right to Bear Insurance enters the concealed carry arena with a bold commitment to cater to the legal needs of gun owners. They offer range of plans, making it possible for every budget to find a safeguard against the daunting costs associated with self-defense incidents. Customers particularly appreciate the company’s ...Overview. These Frequently Asked Questions (FAQs) were issued on August 27, 2022 and provide information on New York State’s newly enacted firearms laws. These FAQs are not intended to be exhaustive, nor do they constitute legal advice. Please review the FAQs to learn more about how to obtain a firearm license, including new requirements for ...USLawShield offers concealed carry insurance for gun owners who want to protect themselves legally. Members get access to a network of attorneys, a 24/7 hotline, legal …If you own a car, you are generally required to carry a liability policy that will pay for damages you cause if you are at fault in an accident. However, your policy might not prov... The cost of coverage for a self-defense insurance policy in Maryland may be as little as $13 per month up to $69.00 per month depending on the insurance provider and the type of coverage that you choose. Most self-defense insurance providers have a tiered plan structure that provides for different levels of protection. Concealed Carry. In 2006 the Kansas Legislature passed the Personal and Family Protection Act. Since July 2006, more than 138,000 Kansans have applied for …Gun rights supporters have pushed for the law for nearly a decade, first allowing open carry for people who took the training to get a permit to carry a … | Cxutrsrb (article) | Mfkusd.