Welcome to Online Banking. User Name. Forgot Username? Forgot Password? As the 2 nd largest credit union in Montana Clearwater Credit Union stewards over $1 Billion in assets and proudly serves over 60,000 loyal members. With over 200 dedicated individuals as of April 2024, Clearwater is committed to providing exceptional financial services to its members and the community. At Clearwater Credit Union, we’re committed to using our resources to spark social, economic, and environmental change. Community giving In 2022, we donated 5.01% of our Net Income to 210 non-profit organizations. Clearwater Credit Union. Seconds remaining. Click button to continue your session. OK. OK. Link Expired! Your link to Reset Password has expired. Please contact the financial Institution for details. » Login to Online Banking.Welcome to Online Banking. User Name. Forgot Username? Forgot Password?Best Banks & Credit Unions in Anaconda, MT - Southwest Montana Community Federal Credit Union, Glacier Bank, Opportunity Bank of Montana, U.S. Bank Branch, Clearwater Credit Union - Butte Branch, First Citizens Bank of Butte, First Security Bank of Deer Lodge, Wells Fargo Bank, First Montana BankClearwater Credit Union is a member-owned, not-for-profit credit union overseen by a volunteer Board of Directors. Each Clearwater Credit Union Board Member serves a three-year term. Annually, the Board Nominating Committee nominates candidates to fill expiring terms or vacant positions. To learn more about the 2023 nominees visit the 2023 ...Whether you're seeking competitive loan rates or exceptional customer service, our tools make it easy to find a credit union tailored to your financial needs in Florida. Comprehensive directory of 124 Florida credit unions totaling over $1.14 Billion assets and 90,000 members, according to the NCUA as of 2024Missoula, MT 59802. Office: 406-523-3526. Fax 406-541-3412. Email: [email protected]. Monday through Friday 8:00 a.m. to 5:00 p.m. Apply Now. Mortgage lending is all about providing exceptional service and being available to help people find their way home. I work with current and prospective homebuyers to …Florida's Community Credit Union. With more than 60 branches from Tampa Bay to the Treasure Coast, up to Gainesville and down to Naples, MIDFLORIDA offers a full range of banking products and services to members throughout Florida. Not-for-profit and member-owned, we deliver a higher level of convenience and personal attention than you’ll ...You are Leaving Clearwater Credit Union. You are now leaving Clearwater Credit Union’s website and will be redirected to another site. Clearwater makes no endorsement or claims about the accuracy or content of information contained within the third party sites to which you may be going. The security and privacy policies on these sites may be ...Our credit union partners with Corebridge Financial, the leading provider of retirement plans for public schools (K-12), higher education, healthcare, government, and other not-for-profit institutions. Thanks to Corebridge Financial, we can give our members financial advice right from our branches. Take advantage of your credit union membership ...RV, Boat, Motorcycle, & Snowmobile Loans. Fun, fresh air, and family — it’s time to explore the great outdoors. Our credit union can help you finance your next camper, boat, motorcycle, or snowmobile. Apply for a recreational vehicle loan.Youth Certificates. Reach your savings goals over time with a guaranteed rate. Our youth certificates of deposit offer competitive rates to members under the age of 22, feature a lower opening deposit amount, and can be added to in $100 increments up to $500/month without changing your rate!New Auto - 84 Mo: $2,180 is the difference between the amount paid in interest between PenAir Credit Union's rate at 4.99% APR compared to 6.80% APR for the Florida market average over the life of a $30,000 auto loan over 84 months. 3 Month Certificate Account: 122% is the difference between the percent earned in interest between PenAir Credit ... At Clearwater Credit Union, we aim to make a positive difference in the world. That’s why we donated 5.01% of Net Income in 2022 for a total of $496,631.56 to 210 organizations. $496,631. We are thrilled Clearwater Credit Union was voted Missoula’s Best for 23 years in a row. #1 Best Credit Union in Missoula 2023. We are proud of our Clearwater team and their continued commitment to serving our members, and we want to thank our members for trusting us to help them build their financial futures. 2023. Use your Visa to shop local, online, or on the road, protect your security, travel smart, and build credit. No annual fee. No fee for balance transfers. Low international fee (1%) Interest rates as low as 7.90%. Secure EMV Chip-Enabled Card. …Missoula Area : 406.728.4475. At Park Side Credit Union, we like to say YES! Park Side Credit Union is dedicated to serving our members, employees, and our communities.If you are looking for a bank where they want to get to know you and help you - this is the place to go!" See more reviews for this business. Best Banks & Credit Unions in Clearwater, FL - Valley Bank, Bank OZK - Clearwater, Fifth Third Bank, Chase Bank, Navy Federal Credit Union, SouthState Bank, Suncoast Credit Union, PNC Bank, Achieva …Clearwater Credit Union | LinkedIn. Financial Services. Missoula, Montana 751 followers. Banking can be this good. View all 77 employees. About us. While our name has … At Clearwater Credit Union, we’re committed to using our resources to spark social, economic, and environmental change. Community giving In 2022, we donated 5.01% of our Net Income to 210 non-profit organizations. Jack Lawson has been member of the Inclusiv Board of Directors since 2014, serving as Board Chair for 6 of those years. He is the President and Chief Executive Officer of Clearwater Credit Union, an $850 million credit union in Western Montana. Clearwater is Montana’s second largest credit union and its largest Treasury Department certified ...Clearwater Credit Union - Butte Branch in Butte, reviews by real people. Yelp is a fun and easy way to find, recommend and talk about what’s great and not so great in Butte and beyond.Additional coverage. If you’re over 18, you can increase your protection (Member Only Plan) or your family’s (Family Plan) with up to an additional $300,000 in coverage. Acceptance is guaranteed, and there are no medical questions. Questions? Call 1 …Whether you're seeking competitive loan rates or exceptional customer service, our tools make it easy to find a credit union tailored to your financial needs in Florida. Comprehensive directory of 124 Florida credit unions totaling over $1.14 Billion assets and 90,000 members, according to the NCUA as of 2024Apps. Movies & TV. Books. Welcome to the Android App for Clearwater Credit Union!Online-Only Banking Made Easy. Open an account, deposit your funds, and even apply for a loan with Clean Energy CU’s user-friendly tools. Offering our services online helps us avoid the operating costs and carbon emissions that come with a branch location. Explore Online Banking Join Clean Energy CU.the IRR is still 3.9%4. Unanticipated costs: The financial performance of your solar PV system will be decreased by additional future costs, such as inverter replacement (~$1,000-$2,000), or the need to have your solar panels removed and reinstalled during roof replacement (~$500—$1,000).Online Banking - Clearwater CUWith online banking, you can manage your accounts, make transfers, pay bills, and more from your computer or mobile device. It's easy, secure, and …Jack Lawson has been member of the Inclusiv Board of Directors since 2014, serving as Board Chair for 6 of those years. He is the President and Chief Executive Officer of Clearwater Credit Union, an $850 million credit union in Western Montana. Clearwater is Montana’s second largest credit union and its largest Treasury Department certified ...RV, Boat, Motorcycle, & Snowmobile Loans. Fun, fresh air, and family — it’s time to explore the great outdoors. Our credit union can help you finance your next camper, boat, motorcycle, or snowmobile. Apply for a recreational vehicle loan. As the 2 nd largest credit union in Montana Clearwater Credit Union stewards over $1 Billion in assets and proudly serves over 60,000 loyal members. With over 200 dedicated individuals as of April 2024, Clearwater is committed to providing exceptional financial services to its members and the community. Security. We restrict access to nonpublic personal member information to Clearwater Credit Union employees to the extent that they have need of the information. Our employees are extensively and regularly trained on confidentiality policies, member privacy, fraud prevention, and procedural security that complies with federal regulations and ... As the 2 nd largest credit union in Montana Clearwater Credit Union stewards over $1 Billion in assets and proudly serves over 60,000 loyal members. With over 200 dedicated individuals as of April 2024, Clearwater is committed to providing exceptional financial services to its members and the community. Use our locator tool to effortlessly find the best credit unions near you. Expertise backed by decades of helping users find the best financial services. A trusted resource for member reviews and up-to-date information on local credit unions. Detailed map with Complete Branch Information and Click-to-Call features. What does the Clearwater Foundation fund? We are committed to donating 5.01% of Net Income each year. In 2022 we donated $496,631.56 to 210 organizations. We strive to help organizations that make meaningful, lasting, and transformative change …With so few reviews, your opinion of Clearwater Credit Union - Downtown Missoula Branch could be huge. Start your review today. Overall rating. 4 reviews. 5 stars. 4 stars. 3 stars. 2 stars. 1 star. Filter by rating. Search reviews. Search reviews. Judy P. Hamilton, MT. 43. 29. May 4, 2022.2020 Highlights. Over $752,760,460 in Assets at 2020 Year-End. 52,408 Members with 4,602 New Members in 2020. $335,682 Donated to 151 organizations (5.22% of Net Income) $13,816,750 in Paycheck Protection Program Loans. Read the full 2020 report.Clearwater Credit Union, hereafter "the credit union") This Electronic Funds Transfer Agreement and Disclosure ("Agreement") is the contract which governs the rights and responsibilities of both parties regarding electronic funds transfer services offered by us. "Account" means any one or more of your What’s New. Version 43.0.9. Clearwater Credit Union strives to provide the best Mobile Banking experience. Our new app version includes: • Minor bug fixes and performance improvements. • Compatibility with iOS 17. What’s New. Version 43.0.9. Clearwater Credit Union strives to provide the best Mobile Banking experience. Our new app version includes: • Minor bug fixes and performance improvements. • Compatibility with iOS 17. RV, Boat, Motorcycle, & Snowmobile Loans. Fun, fresh air, and family — it’s time to explore the great outdoors. Our credit union can help you finance your next camper, boat, motorcycle, or snowmobile. Apply for a recreational vehicle loan. We are thrilled Clearwater Credit Union was voted Missoula’s Best for 23 years in a row. #1 Best Credit Union in Missoula 2023. We are proud of our Clearwater team and their continued commitment to serving our members, and we want to thank our members for trusting us to help them build their financial futures. 2023.Before the end of February, please login to Online Banking, stop by your local branch, or give us a call at 406-523-3300 to ensure we have your correct mobile phone number on file. Once you do, you’re all set. We understand this new level of security may cause a few extra steps when shopping online, but we believe protecting you from ...Our credit union partners with Corebridge Financial, the leading provider of retirement plans for public schools (K-12), higher education, healthcare, government, and other not-for-profit institutions. Thanks to Corebridge Financial, we can give our members financial advice right from our branches. Take advantage of your credit union membership ...For over 70 years we have been committed to strengthening our community and supporting our neighbors. Through our employee-driven Community Involvement Committee we have been able to positively impact thousands of lives. Check out what we've been up to! Silver State Schools Credit Union offers financial products and services to members in ...Advice on Saving for College. Our credit union has partnered with Corebridge Financial to provide you with financial planning, investment advice, and insurance. Thinking about ways to save for college? Schedule a no-cost consultation with a licensed Corebridge Financial representative at one of our branches: call 406.523.3300.Clearwater Credit Union. Seconds remaining. Click button to continue your session. OK. OK. Link Expired! Your link to Reset Password has expired. Please contact the financial Institution for details. » Login to Online Banking.Apply by March 31, 2024. We’re thrilled to announce that we’re accepting applications for the 2024 Clearwater Credit Union Scholarship Program. We’ll award eight $2,500 scholarships to graduating high school seniors . . . a total of $20,000. One $2,500 scholarship is awarded in memory of William R. “Lefty” Campbell to a high school senior …You are Leaving Clearwater Credit Union. You are now leaving Clearwater Credit Union’s website and will be redirected to another site. Clearwater makes no endorsement or claims about the accuracy or content of information contained within the third party sites to which you may be going. The security and privacy policies on these sites may be ...Clearwater Credit Union - Butte Branch in Butte, reviews by real people. Yelp is a fun and easy way to find, recommend and talk about what’s great and not so great in Butte and beyond.Find Free ATMs. Shared Branching. Discover the convenience of shared branching services offered by Floridacentral Credit Union. Over 5,000 credit unions across the country and around the world have joined forces in the CO-OP Financial Services Shared Branching network, allowing us to extend our reach beyond our local area, and giving … Welcome to Online Banking. User Name. Forgot Username? Forgot Password? At Clearwater Credit Union, every swipe, deposit, and payment you make supports what you believe in — things like inclusiveness, sustainability, and a healthy local economy. We are committed to donating 5% of Net Income each year. In 2020 we donated $335,681 to 151 organizations. Competitive on price. Competitive on product. Best on shared ...2. Select 'Settings' icon from the dashboard. 3. Select 'Personal Devices' button. 4. Select 'Current Device' and turn on 'Quick Balance' and follow the instructions displayed on the screen to finish setting up. Powering a brighter future. Looking for more energy independence? Check out our Home Solar Loans and Home Energy Efficiency Loans and help us power a brighter tomorrow in Montana. The largest CDFI and second largest credit union in Montana, Clearwater is a values-based, member-owned financial co-operative headquartered in Missoula, MT. APR. 1 All loans subject to approval. Rates, terms, & conditions are subject to change and may vary based on creditworthiness, qualifications, & collateral conditions. Loan Type. Mortgage Loan. APR. Please call (406) 523-3312 for rates. Loan Type. Home Equity Loan. As the 2 nd largest credit union in Montana Clearwater Credit Union stewards over $1 Billion in assets and proudly serves over 60,000 loyal members. With over 200 dedicated individuals as of April 2024, Clearwater is committed to providing exceptional financial services to its members and the community. USALLIANCE Financial is a full-service Federal Credit Union offering checking, credit cards, lending, top CD rates & more. Experience the CU difference. ALERT: Please note that SMS text messages will be unavailable for all members April 23rd between 10AM and 12PM EST due to scheduled maintenance.Apps. Movies & TV. Books. Welcome to the Android App for Clearwater Credit Union!Done right, guaranteed. TurboTax guarantees 100% accurate calculations, so you can be confident your taxes are done right. We’ve partnered with LoveMyCredit Union and TurboTax to provide special savings for our Clearwater members — get up to $15 off TurboTax federal products. Start today!You are Leaving Clearwater Credit Union. You are now leaving Clearwater Credit Union’s website and will be redirected to another site. Clearwater makes no endorsement or claims about the accuracy or content of information contained within the third party sites to which you may be going. The security and privacy policies on these sites may be ...At Clearwater Credit Union, we offer competitive rates and terms to help you turn your plans into reality. Apply for a construction loan. Get started Meet the Team Talk to a Lender. Get pre-approved Apply Now. Give Us a Call (406) 523-3312. View Disclosures.888.336.2700 business hours. /. 833.448.0024 after hours. Credit. 888.999.0095. Still have questions? Review our FAQ. DFCU Financial - a full-service credit union, with online checking, banking, loans, investments & more in Ann Arbor, metro Detroit, Grand Rapids and Lansing, MI. This report details Clearwater Credit Union’s environmental impact for 2020. This includes the environmental impact of our corporate operations and, for the first time, the greenhouse gas impact of our balance sheet. To assess our environmental impact, we focus on issues that are We have a team of co-workers who can provide financial education and cover various real-world scenarios on a range of topics from saving, budgeting, loans, understanding and building credit, values-based banking, and more! Email us or visit our contact form and select “Community Education” in the subject drop-down menu to get started. Responsibility for Plan. One of our core-values at Clearwater is Together We Include. All co-workers and volunteers are expected to support the organization’s work around diversity, equity, and inclusion. This plan was initiated by the Credit Union’s Board and CEO, and was created by a group of co-workers, volunteers, and members.You are Leaving Clearwater Credit Union. You are now leaving Clearwater Credit Union’s website and will be redirected to another site. Clearwater makes no endorsement or claims about the accuracy or content of information contained within the third party sites to which you may be going. The security and privacy policies on these sites may be ...You’ll belong to a credit union with over $4.3 billion in assets and branch locations nationwide to serve you. FREE online banking. FREE Checking. 100,000+ surcharge-FREE ATMs. MORE than 5,000++ full-service CO-OP Shared Branches nationwide. Apply for a UNIFY Membership Now.1 review of Clearwater Credit Union - Stevensville Branch "We have had our Clearwater account now for about 4 years. I didn't realize how much I loved Clearwater until I opened another account at Ravalli County FCU. And the only reason we opened the Ravalli account is that the Stevensville branch is not open on Saturdays. I have never had a problem …Clearwater Credit Union. Seconds remaining. Click OK button to continue your session. OK. Contact HelpDesk. Information Content. Address Line 1 Address Line 2 Address Line 3 … Use your Visa to shop local, online, or on the road, protect your security, travel smart, and build credit. No annual fee. No fee for balance transfers. Low international fee (1%) Interest rates as low as 7.90%. Secure EMV Chip-Enabled Card. Added security with free CardNav app. 7.90%. Jul 21, 2017 · to a duly authorized auditor or regulatory authority examining Clearwater Credit Union. to a credit bureau or clearing house which administers transactions between financial institutions. to a party to the transaction seeking information relating to a specific transaction. under regulatory requirements of NCUA. Truth in Savings Disclosure. 1. With a rising interest rates, managing a credit union's liquidity is critical to its continued safety and soundness. This page provides guidance on how manage liquidity in variety of economic environments. Last modified on. 06/21/23. To help credit unions of all sizes, we developed a number of resource centers that provide critical regulatory ...Clearwater CU is a member-owned financial co-operative that offers banking, loans, scholarships and community support. Learn how to join, make a payment, report a card …Clearwater Credit Union is committed to meaningful reduction of our environmental impact. To achieve this, we will set quantitative goals that are achievable but challenging, we will monitor and report our progress towards these goals, and we will work to reduce our impact directly before turning to purchased offsets. OurCLEARWATER CREDIT UNION - BROOKS BRANCH in Missoula, reviews by real people. Yelp is a fun and easy way to find, recommend and talk about what’s great and not so great in Missoula and beyond.Done right, guaranteed. TurboTax guarantees 100% accurate calculations, so you can be confident your taxes are done right. We’ve partnered with LoveMyCredit Union and TurboTax to provide special savings for our Clearwater members — get up to $15 off TurboTax federal products. Start today!Missoula Area : 406.728.4475. At Park Side Credit Union, we like to say YES! Park Side Credit Union is dedicated to serving our members, employees, and our communities.Own a part of your banking institution. We’re Northwest born, started by 51 telephone workers in 1940. As a locally-owned co-op, we serve over 170,000 members, who each own a small part of our credit union together. Learn more about who we are. Join Sound.You are Leaving Clearwater Credit Union. You are now leaving Clearwater Credit Union’s website and will be redirected to another site. Clearwater makes no endorsement or claims about the accuracy or content of information contained within the third party sites to which you may be going. The security and privacy policies on these sites may be ...Florida's Community Credit Union. With more than 60 branches from Tampa Bay to the Treasure Coast, up to Gainesville and down to Naples, MIDFLORIDA offers a full range of banking products and services to members throughout Florida. Not-for-profit and member-owned, we deliver a higher level of convenience and personal attention than you’ll ...1 review of Clearwater Credit Union - Stevensville Branch "We have had our Clearwater account now for about 4 years. I didn't realize how much I loved Clearwater until I opened another account at Ravalli County FCU. And the only reason we opened the Ravalli account is that the Stevensville branch is not open on Saturdays. I have never had a problem …Online Banking - Clearwater CUWith online banking, you can manage your accounts, make transfers, pay bills, and more from your computer or mobile device. It's easy, secure, and … Map of Clearwater Credit Union Locations. Find your nearest Clearwater Credit Union branch or ATM using our interactive search tools. Clearwater has 10 branches across Montana, offering a wide range of financial services to members. Services may vary by location. CHOOSE CITY Butte Great Falls Helena Missoula Stevensville. 800-724-9282. Discover reliable financial services at Reliant Credit Union. Explore our range of banking solutions, from savings accounts to loans.You will need to meet the following criteria: United States citizen. At least 18 years of age. Have a valid Social Security number. You are within our Field of Membership. You will need $5 to fund a Primary Savings Account. Read through all Fees and Disclosures before starting your application. Select the Application Type. Phone Number: (406) 523-3300. Toll-Free: (800) 254-1803. Report Phone Problem. Address: Clearwater Credit Union Great Falls Branch 1100 1st Avenue North Great Falls, MT 59401. Website: We represent Clearwater Credit Union (“Clearwater”), 3600 Brooks Street, Missoula, MT 59801 in connection with an incident that involved certain member information of seven (7) New Hampshire residents. Clearwater is reporting the incident pursuant to N.H. REV. STAT. ANN. § 359-C:20.
members’ relationship with the credit union is an important indicator of their satisfaction with the quality of our products, service, and pricing. We will continue to measure and monitor that depth of relationship. Measurement o Member satisfaction levels findings from the on-going feedback channels o Utilization rates of these feedback .... Washington dc to paris flights
Welcome to Online Banking. User Name. Forgot Username? Forgot Password? You are Leaving Clearwater Credit Union. You are now leaving Clearwater Credit Union’s website and will be redirected to another site. Clearwater makes no endorsement or claims about the accuracy or content of information contained within the third party sites to which you may be going. The security and privacy policies on these sites may be ... Use your Visa to shop local, online, or on the road, protect your security, travel smart, and build credit. No annual fee. No fee for balance transfers. Low international fee (1%) Interest rates as low as 7.90%. Secure EMV Chip-Enabled Card. Added security with free CardNav app. 7.90%. On a loan amount of $15,000 with an APR of 6.50% and a 36-month term, your monthly payment would be $459.74. Commercial use vehicles are not eligible. Internal refinances may be subject to $200 refinance fee. If you choose to refinance your loan with Achieva Credit Union, we may be able to reduce your APR.Our credit union partners with Corebridge Financial, the leading provider of retirement plans for public schools (K-12), higher education, healthcare, government, and other not-for-profit institutions. Thanks to Corebridge Financial, we can give our members financial advice right from our branches. Take advantage of your credit union membership ... Clearwater Credit Union, Missoula. 4,591 likes · 4 talking about this · 160 were here. Bank with Clearwater Credit Union and be a force for good in our... If you recently started your SmartSaver Certificate education in MoneySKILL and would like to switch to Banzai Courses, you can register online for Banzai Learning Courses at any time. Please reach out to our Contact Center at (406) 523-3300 or [email protected] if you have questions or would like a …You are Leaving Clearwater Credit Union. You are now leaving Clearwater Credit Union’s website and will be redirected to another site. Clearwater makes no endorsement or claims about the accuracy or content of information contained within the third party sites to which you may be going. The security and privacy policies on these sites may be ...Director of Consumer Lending. Clearwater Headquarters Building. 3600 Brooks St, Missoula, MT 59801. Monday – Friday 8:00 a.m. – 5:00 p.m. Email Carrie Schuster. See Clearwater HQ Building Details.This report details Clearwater Credit Union’s environmental impact for 2020. This includes the environmental impact of our corporate operations and, for the first time, the greenhouse gas ... Federal Credit Union to Clearwater. As such, we ordered an unusually large amount of paper with our new name. Second, due to COVID we transitioned many ...On a loan amount of $15,000 with an APR of 6.50% and a 36-month term, your monthly payment would be $459.74. Commercial use vehicles are not eligible. Internal refinances may be subject to $200 refinance fee. If you choose to refinance your loan with Achieva Credit Union, we may be able to reduce your APR.You are Leaving Clearwater Credit Union. You are now leaving Clearwater Credit Union’s website and will be redirected to another site. Clearwater makes no endorsement or claims about the accuracy or content of information contained within the third party sites to which you may be going. The security and privacy policies on these sites may be ...You are Leaving Clearwater Credit Union. You are now leaving Clearwater Credit Union’s website and will be redirected to another site. Clearwater makes no endorsement or claims about the accuracy or content of information contained within the third party sites to which you may be going. The security and privacy policies on these sites may be ...You are Leaving Clearwater Credit Union. You are now leaving Clearwater Credit Union’s website and will be redirected to another site. Clearwater makes no endorsement or claims about the accuracy or content of information contained within the third party sites to which you may be going. The security and privacy policies on these sites may be ...2025 SCHOLARSHIP APPLICATION OPENS FEBRUARY 2025. Each year, we’re proud to award eight $2,500 scholarships to college-bound high school graduates who are Clearwater members. . . . $20,000 in total. Questions? Call us at 406-523-3300.Clearwater Credit Union. Seconds remaining. Click OK button to continue your session. OK. Contact HelpDesk. Information Content. Address Line 1 Address Line 2 Address Line 3 …The SIC codes for Clearwater Credit Union are [606, 60]. Top Clearwater Credit Union Employees Deborah Colby Chief Marketing Officer at Clearwater Credit Union Missoula, MT, US View. 1 gmail.com; 5 503430XXXX; 925460XXXX; 503350XXXX; 702457XXXX; 503336XXXX; Aaron Curth Vice President of Finance at Clearwater Credit Union ...Youth Certificates. Reach your savings goals over time with a guaranteed rate. Our youth certificates of deposit offer competitive rates to members under the age of 22, feature a lower opening deposit amount, and can be added to in $100 increments up to $500/month without changing your rate!.