Discover the benefits of joining Navy Federal Credit Union, the largest credit union in the world. Learn how to refer your friends and family and earn rewards.Navy Federal Credit Union is the largest credit union in the U.S. with assets in excess of $171 billion, serving over 13.5 million people around the world and with over 350 branches worldwide. The ...We were recently surprised by a new, outstanding Amex referral offer. Here's how this bonus is changing our application and spending plans. Increased Offer! Hilton No Annual Fee 70...No advertising other goods and/or services. Regardless of their nature, this is not a sub for you to get referral credits, promote your social medias or other outlets determined at our discretion. Recommending apps to help someone save money or manage their finance are allowed so long as the recommendation was solicited.Develop a beginning pipeline of internal/external referral sources in compliance with Navy Federal policies and procedures and guidelines; Establish, maintain, and develop basic business relationships with members and internal/external sources in assigned territory, moving towards more complex relationships as experience is gained.Silver Business Checking Package - Up to $800 Bonus. Get Deal. Expires 8/30/2024. Earn up to $800 bonus when you open a new, eligible U.S. Bank business checking account online with promo code Q2AFL24 and complete qualifying activities, subject to certain terms and limitations. Offer valid through August 30, 2024.She used my access number and was able to join Navy Federal in about 10 minutes. As the other replies have said, he can do it online with just your Access Number. However NFCU is known to randomly check member eligibility after the fact so tell your roommate to keep a copy of the lease handy or anything else that proves you share the same ...© 2018 Microsoft ... ...Refer an eligible friend or family member for a new unsecured Navy Federal Credit Union credit card, and if their application is approved, you'll receive a Referral Bonus (up to a maximum of $500 per calendar year). If you have a rewards credit card, the Referral Bonus will be credited into your card's account rewards balance.Learn how to identify referral opportunities and how to ask for referrals from your happy customers with these helpful scripts and templates. Trusted by business builders worldwide...2020 Fact Sheet. MISSION: As a member-owned and not-for-profit credit union, Navy Federal's mission is to always put members first. Each area of the credit union operates with the same purpose in mind: making members' financial goals the top priority. Navy Federal is honored to serve those who serve, with a field of membership comprising of [email protected] [email protected] (Secure Mailbox) 901-874-2262 Alcohol 901-874-4403 Alcohol 901-874-3903 Alcohol 901-874-4247 Drug 901-874-4250 Drug 901-874-6871 Drug NDSP Help Desk Policy Guidance [email protected] 901-874-4204 ADMITS Help Desk Policy Guidance - Account Registration [email protected] 901-874-4214A fixed-rate loan of $300,000 for 30 years at 6.750% interest and 6.923% APR will result in a monthly payment of $1,945. Taxes and insurance not included; therefore the actual payment obligation will be greater. Includes a 1.00% loan origination fee, which may be waived for a 0.25% increase in the interest rate.Check out online banking and download our mobile app to make managing your money quick and easy. Remember your Access Number—it's your key to Navy Federal. You’ll need it to identify yourself in branch, on the phone and the first time you sign in to digital banking. If you don’t have your Access Number, you can recover it .When you're ready, apply for membership using our online application. You can even sign up your children; just use our minor membership application. And, if you want to apply in person, visit a branch or give us a call at 1-888-842-6328.Navy Federal offers competitive rates on business auto loans. If you need to buy a vehicle in your business's name, a Navy Federal vehicle term loan can provide a majority of the vehicle's ... The Navy Federal More Rewards American Express® Card is issued and administered by Navy Federal Credit Union. American Express is a federally registered service mark of American Express and is used by the issuer pursuant to a license. View current credit card offers available to Navy Federal members. Learn more and apply today. 7. One $20 Mobile Banking Bonus. Get a $20 bonus when you make 1 debit card purchase of $20 or more with your new One mobile banking account. 8. Axos $300 Checking Bonus. Get up to $300 in cash bonuses when you open a new checking and savings account with a direct deposit of $1,000 or more per month. 9.Refer an eligible friend or family member for a new unsecured Navy Federal Credit Union credit card, and if their application is approved, you'll receive a Referral Bonus (up to a maximum of $500 per calendar year). If you have a rewards credit card, the Referral Bonus will be credited into your card's account rewards balance.Plus, receive coverage against damage to or loss of a rental automobile rented in the USA or Canada with the More Rewards Card. 25% Off Car Rental. Phone: 1-877-754-9670. Car Rental Loss & Damage Insurance Phone: Phone: 1-866-643-6873; Worldwide Collect: 312-935-9241. Available 24/7. For more information, please refer to the More Rewards ... Joint ownership with survivorship means that if one of the owners of the account dies, the surviving owner will inherit their share. Without survivorship, their share would pass to their estate or heirs, rather than to the surviving owner. Still have questions? Visit a branch or give us a call at 1-888-842-6328. More details from Navy Federal Credit Union. Get a Flagship credit card, and you could earn 35,000 bonus points (a $350 value) when you spend $3,500 within 90 days of opening your account. The ...First Tech Credit Union - $300. First Tech FCU has a promotion where you can get $300 when you: The account also offers a 5.00% APY on your first $15,000 saved if you a few conditions (biggest of which is 20 transactions with a minimum monthly spend of $500), but the bonus is for setting up a direct deposit.It's an Honor to Serve You. Your devoted years of service are proof of your commitment to our nation, and we want you to enjoy the benefits of our exclusive Senior Enlisted Reward Program. To take advantage of the great offers below, visit a branch or call us at 1-877-720-7121 to sign up for the Reward Program. If they're not already a Navy Federal member but are eligible to become one, they'll be able to join when they apply. Then, if they're approved, you'll get your $50 bonus. Now, visit your dashboard to refer more people, see how many referrals you've sent so far - and see how much you've earned. As directed by Department of Defense Instruction (DoDI) 1322.34, ("Financial Readiness of Service Members"), and NAVADMIN 201/22, ("Fiscal Year 2023 General Military Requirements"), Sailors are provided financial readiness training at personal and professional touchpoints across the military lifecycle, beginning with recruit and officer accessions training and continuing throughout a Service ...Buying a Visa Gift Card Online 1. No purchase fees. Cards personalized with a name, message and amount. $0.01 increments between $10 and $500 for physical cards, and between $10 and $200 for digital cards. Members can pay with a Navy Federal Debit Card or Navy Federal Credit Card (Visa or Mastercard® only) 2.Strong, Safe and Secure. Navy Federal Credit Union is built on a sound foundation. We adhere to a strong Code of Ethics focused on honesty and transparency in our products and service to our members. The National Credit Union Administration (NCUA), a U.S. Government Agency, insures members' savings up to $250,000 and IRA funds up to $250,000.With an auto loan preapproval, you could negotiate a better sales price with the dealer. Getting preapproved for a loan can give you an edge before you visit the dealership or shop online. It can make it easier to negotiate a better sales price and lets you know what you can afford. Learn how to get preapproved for a car loan in 5 simple steps.The temporary promotion policy first began to accommodate pregnant soldiers and soldiers in postpartum following a pregnancy. The policy expanded to deployed soldiers on unit missions and widened ...You may also check the balance by phone at 1-866-262-7438. Be sure to have your Navy Federal Gift Card in hand. It's important to know your remaining balance before you make a purchase. Your purchase could be denied if it's greater than your balance. Keep a record of your purchases and remaining balance.department of the navy office of the secretary 1000 navy pentagon washington dc 20350·1000 . secnavinst 1401.4b . asn (m&ra) 30 april 2019 . secnav instruction 1401.4b . from: secretary of the navy . subj: consideration of adverse information by general and flag . officer promotion selection boards . ref: (a) dod instruction 1320.14 of 7 march ...Navy Fed Go Rewards Promo. New CC Offer. Just got two offers (one for me and one for my wife), promo code is the same so not targeted. No FTF, no AF, 3x restaurants and 2x gas. Not the greatest card (basically CB) but might fit someones needs. No BT fee as well. Promo is for 10k sign on bonus for 1.5k/3mo, promo code 24427.Loan terms greater than 72 months only available for vehicles with fewer than 7,500 miles. Minimum loan amount is $30,000 for terms of 85-96 months. Payment example: New auto loan of $20,000 for 36 months at 4.54% APR will have a monthly payment of $597.Enjoy even more rewards when you enrol and fly or share all that KrisFlyer has to offer with your friends and family. Enrol as a KrisFlyer member using code " KFBDEF1K " by 31 March 2024 to earn 1,000 miles after completing a Singapore Airlines flight. You can also earn 500 miles per referral, with a chance to earn up to 10,000 miles!We would like to show you a description here but the site won't allow us.Registering your Awards Card helps Navy Federal assist you more quickly if your Card is lost or stolen. If you haven't registered your Awards Card, or you don't know the 16-digit Card number, please sign in to online banking at navyfederal.org and send us a message with your information, or call us immediately at 1-888-842-6328.. If your Awards Card was previously registered, report a lost ...Earning Rewards. Navy Federal Visa Signature Flagship Rewards Cardholders will earn 3 points for every $1 of net purchases spent on travel and 2 points for every $1 of other net purchases made with a Navy Federal Visa Signature Flagship Rewards Card. "Net pur-chases" means the sum of your eligible purchase transactions minus returns and ...Navy Fed Go Rewards Promo. New CC Offer. Just got two offers (one for me and one for my wife), promo code is the same so not targeted. No FTF, no AF, 3x restaurants and 2x gas. Not the greatest card (basically CB) but might fit someones needs. No BT fee as well. Promo is for 10k sign on bonus for 1.5k/3mo, promo code 24427.Feb 1, 2018 · How To Earn $25 Navy Federal Membership Bonus. 1. Visit this Promotional Link to get started. 2. Join online with the Promo Code ONLINE18 by February 28, 2018. 3. Open and fund your new membership savings account with a $5 minimum balance. 4. The Business Checking account offers an insignificant 0.01% APY. To open a business checking account, you must become a Navy Federal Credit Union member and deposit a minimum of $250 for sole ...This refinance loan is where you make a lump sum payment on your current loan. If it reduces the principal balance significantly, you could net a lower rate on your refinance and/or reduced monthly payments. This loan allows you to use your mortgage loan to get cash equity, by raising the overall amount of your loan.Remember that branch staff do not verify any of the information you provide. They are trained to just believe whatever you tell them. All accounts are subject to random review by the Security Team and if there is no proof submitted for eligibility or the proof is inadequate, the account will be frozen during the random review.What Is Navy Federal? Navy Federal Credit Union is the largest retail credit union in the world, with over $170.8 billion in assets and membership reaching an impressive 13.4 million members. Founded in 1933 for Navy employees and headquartered in Vienna, Virginia, Navy Federal is a member-owned, not-for-profit credit union, meaning that it is ...USAA and Navy Federal provide banking and lending solutions to U.S. military members, veterans and qualifying relatives. Founded in 1922, USAA has evolved from an auto insurance company to a full ...Navy Federal Credit Union is offering some bonuses for military appreciation month, they are as follows: $50 for referring Active Duty, DoD civilians and contractors, as well as their dependents (person you’re referring also receives $50) $50 for becoming a member (just use a referral instead – that way somebody else gets $50 as well!)Easily monitor, manage and help control your credit score. Our free Mission: Credit Confidence® Dashboard gives you all the tools you need in one convenient place. 1. Monitor your credit score. View your credit report. Simulate changes to your credit. Set goals and get real-time notifications.3. Visa Signature Flagship Rewards Credit Cards earn 3 points for every $1 of net purchases made on travel and 2 points for every $1 of other net purchases. "Net purchases" means the sum of your eligible purchase transactions minus returns and refunds. Eligible purchase transactions do not include, and rewards are not earned for, the following ...Learn more about Navy Federal credit cards in the post Navy Federal Credit Union (NFCU) Credit Cards: List, Best Cards & Things You Must Know. Post History: Update 9/23/22: The public offer is now at 35,000 points after $4,000 spend; this time it comes with a free year of Amazon Prime as well ($139 value).Navy Federal Credit Union is sending out an offer on their Cash Rewards Visa card: Activate to earn a $50 bonus when you spend $500 anywhere during the calendar month of June. ... 7/18: 5000 points for "June Offer Promo Bonus" ... I only wish they paid some referral fee for a NFCU membership account, which they do occasionally, usually near ...VIENNA, Va. (February 21, 2024) - Navy Federal Credit Union today announced that Dietrich Kuhlmann will become its next president and chief executive officer on March 1, 2024. He will replace outgoing CEO Mary McDuffie, who announced her retirement in September of last year. Kuhlmann joined Navy Federal in 2019 after retiring from the United States Navy as a rear admiral and has spent the ...Otherwise, $0.50 per domestic transaction or $1.00 per foreign transaction. $49 annual fee for Visa Signature ® Flagship Rewards. Offer valid for cardholders issued new Visa Signature® Flagship Rewards Credit Card accounts. To be eligible for the 40,000 points offer, you must make $3,500 or more in net purchases within 90 days of account opening.Remember that branch staff do not verify any of the information you provide. They are trained to just believe whatever you tell them. All accounts are subject to random review by the Security Team and if there is no proof submitted for eligibility or the proof is inadequate, the account will be frozen during the random review.As a Navy Federal member, you have options when it comes to your credit card rewards. With a Navy Federal rewards credit card, you earn at least 1 point per dollar 1 or up to 1.75% cash back on all purchases 2, whether you spend it on groceries, gas or restaurants. Each card has a different structure, so choose the card that best fits your needs.at the time the referral bonus is credited. to your account, legal residents of the 50 U.S. & D.C., and. 18 years of age or older. Referral program ends. 04/30/24. The maximum limit for referral bonuses is up to $500 per calendar year, per. Navy Federal member, including referrals achieved. through social sharing.That is most likely the deal. They have had it in the past and marketed it as $25/$25 promo. Feel like it's been awhile since I have seen that when logging into my account, but would be easy to miss it as well.Navy Federal GO REWARDS Cardholders will earn 3 points for every $1 of net purchases made at restaurants, 2 points for every $1 of net purchases made for gas, and 1 point for every $1 of other net purchases. "Net purchases" means the sum of your eligible purchase transactions minus returns and refunds. For example, if you purchase ...This Week: East Carolina (Saturday, 11:30 AM, Navy-Marine Corps Memorial Stadium, live video on ESPN+ and navysports.com, free live statistics on navysports.com) #10 Rifle (9-9, 1-5 in the GARC) Last Week: Defeated #6 Georgia Southern 4727-4714; defeated The Citadel 4727-2701; defeated The Citadel 4727-4612.The Navy announced in Nov. 2022 that it would roll out the Senior Enlisted Marketplace in March 2023 to coincide with the fiscal 2024 senior enlisted advancement cycle for promotion to E-9. The ...Commercial property loans require occupation of the financed property by the borrower for a business purpose. Investment property loans require third-party, as opposed to owner, occupation of the financed property. Loan to value: up to 80% for owner-occupied purchase or refinance; up to 75% for investment; up to 65% for renovation to the property.Navy Federal has no affiliation with U.S. Department of Veterans Affairs or any other government agency. ↵. 2. A fixed-rate loan of $300,000 for 15 years at 6.125% interest and 6.323% APR will have a monthly payment of $2,551. A fixed-rate loan of $300,000 for 30 years at 6.625% interest and 6.772% APR will have a monthly payment of $1,920.Word-of-mouth referrals from friends or family are a good place to start. Navy Federal Credit Union members have access to RealtyPlus ®, a program that offers referrals to experienced local real estate agents and nationwide home searches. When you buy or sell a home with a RealtyPlus agent, you can receive $400-$9,000 cash back.Each plan type offers different benefits that can elevate your retirement savings. 1 Both of them help you diversify your retirement savings approach and offer guaranteed returns rather than leaving you open to market volatility. Traditional IRA. Roth IRA.NFCU is known for lackluster starting limits on the first card and doing better on the next. They also do soft pull increases iirc, but that might still be limited to $4k at a time right now (it was earlier in covid). Go for the new card online and then ask for a CLI on your first one too. 13. cajunman4life.Money Market Savings Account 1. Take advantage of higher rates in exchange for a minimum balance of $2,500 2 or more. MMSA Dividend Rates. Minimum Deposit. APY. $0 to $2,499. 0.00%. $2,500 to $9,999. 0.95%.3. Visa Signature Flagship Rewards Credit Cards earn 3 points for every $1 of net purchases made on travel and 2 points for every $1 of other net purchases. "Net purchases" means the sum of your eligible purchase transactions minus returns and refunds. Eligible purchase transactions do not include, and rewards are not earned for, the following ...Navy Federal Credit Union® Platinum Credit Card ($0 annual fee): Get a 0% introductory APR for 12 months on balance transfers made within 30 days of opening an account. This offer is valid ... Otherwise, $0.50 per domestic transaction or $1.00 per foreign transaction. $49 annual fee for Visa Signature ® Flagship Rewards. Offer valid for cardholders issued new Visa Signature® Flagship Rewards Credit Card accounts. To be eligible for the 40,000 points offer, you must make $3,500 or more in net purchases within 90 days of account opening. Learn three simply ways to personalize content by referral source: for social media campaigns, for email campaigns, and for paid search campaigns. Trusted by business builders worl...3. For Flagship Checking, no monthly service fee if average daily balance is $1,500 or more; $10 if less than $1,500. ↵. 4. Free Active Duty Checking® account includes free personalized traditional checks. ↵. The views expressed in the reviews are solely those of the individuals posting them.You can apply for our Career Kickoff Loan in any of the following ways: Over the phone at 1-888-842-6328. In person at one of our branches. Online via our document portal, as follows: Fill out an application for either an Academy loan or a ROTC/OCS/OTS loan. Please also complete a Duty Status Verification if ROTC or have a signed letter from ...Bottom Line Up Front. Servicemembers have unique things to consider when buying a car, such as available discounts and purchasing overseas. Preparation and research can help overcome those challenges to make car buying faster and smoother. Navy Federal has resources to help servicemembers buy cars domestically and internationally.Navy SEAL Counterterrorism Missions - Navy SEAL counterterrorism missions may not make the news, but they show how important and difficult a SEAL's job is. Learn about Navy SEAL mi...Standard CDs require $100,000 to earn the highest yields. While it offers a very high rate, the Special EasyStart Certificate only permits a deposit of up to $3,000. Unlike the basic savings ...Community for users of Navy Federal Credit Union to discuss banking with NFCU. This is not an official community for NFCU. ... It gives me the option to input a promo code. Is a personal referral the way to go? ... it looks like $25 is the standard referral bonus. I'm hoping to find a better incentive! Anyone know the best way to get a new ...Navy Federal Credit Union today announced an upgrade to its cashRewards credit card, giving new and existing cardholders more cash back on every purchase. The credit card will now offer unlimited 1.75% cash back on every purchase for cardholders who maintain direct deposit at Navy Federal. Additionally, new cardholders who spend $2,500 within 90 days of opening an account will receive $250 ...Navy Federal Credit Union is offering some bonuses for military appreciation month, they are as follows: $50 for referring Active Duty, DoD civilians and contractors, as well as their dependents (person you're referring also receives $50) $50 for becoming a member (just use a referral instead - that way somebody else gets $50 as well!)You will see it in your mid June pay. Generally any changes after the 7th of the month reflect on the following month. 15. Sgt_Loco. • 4 yr. ago. DFAS is not a quick and responsive system. It can take a little while for updates like a promotion to show up, but you'll see backpay for the difference eventually. 7.The referral software tools that boost sales on this list will promote your business, products, and services from your existing customer base. As a business owner, you want to keep...Navy Federal Credit Union $100 Referral Bonus. Get a $100 bonus for referring friends. Up to $500 in referrals! Navy Federal Credit Union is offering a $100 bonus when you refer new Senior NCOs to the credit union. There is no expiration date listed.Refer-A-Friend Promotion Offer: You can receive the advertised amount in a rewards credit (“Referral Bonus”) for each new unsecured Credit Card application submitted—up …In this guide, we explain the general responsibilities of a personal representative (i.e., executor or administrator) and provide useful information you will need to handle the account settlement process. Survivors have several options for contacting the Survivor Support Settlement Branch: •By phone: 1-800-883-3323.Located in the Camelback Colonnade Shopping Center near the intersection of E Highland Ave and N 20th St. 1928 E Highland Ave, Suite 106-F. Phoenix, AZ 85016. Get Directions* ». 1-888-842-6328.Complete and Submit Your Home Equity Loan or HELOC Application. Apply for a home equity loan or HELOC online or by giving us a call at 1-888-842-6328. A Processor will be assigned to review your application and will contact you to discuss the details within 3 business days.IRA Money Market Savings Account. A money market IRA allows you to take advantage of higher dividends in exchange for a minimum balance of $2,500 or more. 2. Minimum Deposit. APY. $0 to $2,499. 0.00%. $2,500 to $9,999. 0.95%. $10,000 to $24,999.When you’re ready, apply for membership using our online application. You can even sign up your children; just use our minor membership application. And, if you want to apply in person, visit a branch or give us a call at 1-888-842-6328.Navy Federal is current and accurate. You may change your contact information by editing your profile via the Navy Federal mobile app or Online Banking. You may also call Navy Federal at 1-888-842-6328 or write us at Navy Federal Credit Union (EFT), P.O. Box 3001, Merrifield, VA 22119-3001. 7. Contacting You Via Your Cell Phone Number or Email ...The revamped Flagship Rewards card is offering 50,000 bonus points after spending $4,000 in the first 90 days of account opening. That's $500 worth of cash, travel or gift cards. The card has a $49 annual fee, which is waived for the first year if you sign up for the card by Dec. 31, 2018.Navy SEAL Organization - Navy SEALs are organized into eight teams, each with six platoons. Learn about Navy SEAL teams and what happens if you impersonate a SEAL. Advertisement Na... Navy Federal Credit Union. · September 3, 2016 ·. This month only, refer eligible friends or family members and get up to $250.*. Share the Good Fortune. Learn more. 516. 123 comments. 117 shares. Like. Mar 29, 2024 · More details from Navy Federal Credit Union. Get a Flagship credit card, and you could earn 35,000 bonus points (a $350 value) when you spend $3,500 within 90 days of opening your account. The ... © 2018 Microsoft ... ...
Learn more about Navy Federal credit cards in the post Navy Federal Credit Union (NFCU) Credit Cards: List, Best Cards & Things You Must Know. Post History: Update 9/23/22: The public offer is now at 35,000 points after $4,000 spend; this time it comes with a free year of Amazon Prime as well ($139 value).. How many cubic feet in 8 quarts
A savings secured loan uses the value of your existing savings account to back your loan. It allows you to borrow money for most purposes while leaving the funds in your savings account in place, so it can earn dividends. Savings secured loans are also a great way to build credit.We would like to show you a description here but the site won’t allow us.As of 09/01/2023, GO BIZ ® Rewards credit card rates range between 14.40% APR and 18.00% APR, are based on creditworthiness, and will vary with the market based on The Wall Street Journal Prime Rate. ATM cash advance fees: None if performed at a Navy Federal branch or ATM. Otherwise, $0.50 per domestic transaction or $1.00 per foreign transaction. It’s an Honor to Serve You. Your devoted years of service are proof of your commitment to our nation, and we want you to enjoy the benefits of our exclusive Senior Enlisted Reward Program. To take advantage of the great offers below, visit a branch or call us at 1-877-720-7121 to sign up for the Reward Program. Navy Federal Offering $50 Joining Bonus. Navy Federal Friends And Family Referral 2024. Shari, our online app includes instructions for the referral promotion! 262 friends family credit union jobs available on indeed.com. This month only, refer eligible friends or family members and get up to $250.*.IRA Certificate. Start early and save for your future on your terms while still earning dividends. Long-term saving. Contribute at any time. No term restrictions. Earn more than a standard savings account by maintaining an account balance of $2,500 or more. Higher balances receive greater earnings.Step 11. The Tentative Job Offer and Acceptance element is performed by the Human Resources Office and the Security Office. This element takes three days to complete. The period allows HR to audit the certificate for compliance with the laws and regulations and extend a tentative job offer to the selectee. HR will then solicit, review and ...Otherwise, $0.50 per domestic transaction or $1.00 per foreign transaction. Balance transfer offer: Application must be submitted by 06/30/2024. Offer valid for balances transferred from non-Navy Federal credit cards within …The Navy Federal Credit Union Referral Program offer (the "Program") is being offered by Navy Federal Credit Union located at 820 Follin Lane SE, Vienna, Virginia 22180 and is intended for ... advertising/promotion agencies, and Referral Bonus/Offer suppliers, and each of their respective parent companies and each such company's officers ...Get 30% OFF with Navy Federal Referral Code Reddit. There are 14 valid Navy Federal Credit Union Promo Codes & Promotional Codes in May 2024. ... When using the Navy Federal Referral Code Reddit promotion, make sure to enter the code accurately at checkout to ensure that the discount is applied to your purchase.Navy Federal Credit Union is offering some bonuses for military appreciation month, they are as follows: $50 for referring Active Duty, DoD civilians and contractors, as well as their dependents (person you're referring also receives $50) $50 for becoming a member (just use a referral instead - that way somebody else gets $50 as well!).
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